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If you’ve found a property you want to buy and have put an offer which is accepted by the vendor or estate agent. Then you start paying for mortgage arrangement, solicitors and surveyors fee to help you with your purchase. Within a few weeks, this adds up to thousands of pounds which is a big hard-earned investment that could be lost if the purchase falls through.
Last year around 28% listed properties didn’t go through due to various reasons. Home Buyers’ Protection Insurance can protect you in the event of;
Home Buyers’ Protection Insurance can enable you to claim back some of your conveyancing fees, mortgage arrangement fees and survey fees in the event of the purchase falling through.
Cover costs ONLY £79 and provides:
Home Buyers’ insurance is provided for conveyancing (solicitors’) fees, mortgage arrangement fees and survey fees up to the limit of indemnity, in the event that:
One of the most common reasons for a house sale to fall through is Gazumping.
Gazumping, or being gazumped, is when a prospective property buyer has made an offer and had it accepted by the vendor, only for the vendor of the property to accept a higher offer from another buyer before the exchanging of contracts and Gazumping is NOT illegal.
Please ensure to review the Policy Wording for full terms and conditions to ensure this policy meets your insurance requirements. A copy of the Policy Wording is available upon request and you should have an opportunity to review the Insurance Product Information Document (IPID) before purchasing cover.
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